Real rate data.
Benchmark your credit union.
Are your rates competitive? CUBench collects advertised rates from credit unions in your market every week and shows you, product by product, exactly where you lead and where you trail.
| Product | You | Median | Rank |
|---|---|---|---|
| Auto 5 yr | 4.24% | 5.25% | 2/14 |
| Certificate 1 yr | 4.10% | 3.85% | 3/17 |
| Mortgage 30 yr | 6.75% | 6.50% | 9/11 |
| Money Market | 3.10% | 2.50% | 2/13 |
How does your credit union track competitor rates?
Stop spending hours manually tracking rates in Excel.
For most credit unions it’s a spreadsheet: someone visits competitor websites, copies rates in by hand, and hopes nothing changed since last month. There could even be two employees at the same credit union tracking the same rates. That’s duplicate overhead, lost time and lost efficiency.
XLS The spreadsheet way
- Hours of copy and paste every month
- Out of date by the time it’s shared
- The same work repeated across departments
- No clear answer to “are we competitive?”
CU The CUBench way
- Rates collected for you every week
- Every product compared on one screen
- Your rank and gap to the peer median
- One shared view for your whole team
Every rate that matters,
benchmarked.
Loans, deposits and mortgages, normalized by product and term so you compare like with like.
Auto loan rates
Discover how your credit union benchmarks against your peers on every auto term.
Deposit rates
See which credit union is offering the best APY on savings, checking and money market accounts.
Mortgage rates
Wondering how your mortgage rates stack up? Compare first mortgages, home equity and HELOCs.
Certificates
Every certificate term side by side, from 3 months to 5 years, ranked by APY.
Personal loans and credit cards
Unsecured lending is where gaps hide. See your APR against the market by term.
Recreational loans
Boats, RVs and powersports, benchmarked across short and long terms.
From search to scorecard in under a minute.
Find your credit union
Search all 4,250 federally insured credit unions by name. We match you to your NCUA charter automatically.
We assemble your peer market
CUBench collects advertised rates from credit unions in your state every week and normalizes them by product and term.
See exactly where you stand
A competitiveness score, your rank on every product, and the gap to the peer median, all on a single screen.
Built for the people who set your rates.
Give your ALCO, lending and deposit teams the same clear view of the market, without the spreadsheet.
Competitiveness score
One number from 0 to 100 that shows how much of your market you beat, overall and for each product line.
Rank on every product
See where you place for each product and term, and which ones lead or trail the peer median.
Market position at a glance
A range bar for every product shows the best and worst rates in your market, the median, and you.
Peer ladder
Open any product to see every competitor ranked, and exactly how far ahead or behind you are.
Deposits, loans and mortgages views
Start from a single-panel overview, then drill into each product family in one click.
Grounded in public data
Advertised rates from credit union websites, matched to official NCUA records you can verify.
99%+ coverage across five states.
Every week we collect advertised rates from 125 credit unions: virtually every credit union in those states that publishes its rates online, covering more than 99% of credit union assets. Massachusetts is next. Want your state after that? Let us know and we’ll prioritize it.
Become a Beta Founder.
CUBench is offering a limited number of Beta Founder seats to credit unions that want early access and a voice in what we build. Founders get CUBench Gold at 25% off, $300 a month instead of $400, locked through August 31, 2027.
- 25% off Gold through Aug 31, 2027$300 a month instead of $400, while founder seats last.
- Early accessUse new views and data sets before anyone else.
- Shape the roadmapTell us what your ALCO needs and we’ll build it.
See where your rates stand today.
Pick your credit union and get your benchmark in under a minute. No credit card required.